Lloyds Banking Group has announced the closure of 48 branches early next year adding to 100 already shutting or shut in 2021.
The latest closures will affect 178 staff members at 41 Lloyds Bank and seven Halifax branches but the group said it had never made a compulsory redundancy when shutting a branch and was targeting voluntary redundancies or alternative roles for them.
Lloyds said that “significantly fewer” customers had been regularly visiting the affected branches over time.
But Sharon Graham, general secretary of trade union Unite, said the decision was a “complete betrayal of the communities and staff who have long supported this highly profitable business”.
Lloyds said that nearly three-quarters of its 25 million customers were now active digital banking users.
Vim Maru, retail director for the group, said: “Like many other businesses, we’ve seen people using our branches less frequently in recent years, and this decline is continuing.
“Our branches remain a fundamental part of how we serve our customers but we need to ensure the size of our branch network reflects the number of customers wanting to use them.”
Lloyds also said that it was piloting a new network of “community bankers” to visit customers in the areas where they live.
The group said that of the newly announced closures, all had alternative access to cash within a third of a mile.
Lloyds announced over the summer that it was to close 44 more bank branches between September and November, adding to 56 already shut earlier in the year.
The new closures will take place early in 2022.
Once complete, the group will have 738 Lloyds Bank branches, 553 Halifax branches, and 184 Bank of Scotland branches.
No Bank of Scotland branches are closing as part of the announcement.
Lloyds Banking Group is due to report third quarter financial results next week, the first under new chief executive Charlie Nunn.
Earlier this year it reported half-year pre-tax profits of £3.9bn.
Here is a list of the branches that are to shut and closing dates:
Amesbury 28 February
Atherton 2 March
Attleborough 16 March
Balham 22 February
Berkhamsted 9 March
Birmingham Cotteridge 2 March
Birmingham Springfield 16 February
Brockworth 7 March
Cambridge Cattle Market 24 February
Coleford 15 March
Crewkerne 7 March
Darwen 8 February
Dorking 17 March
Earlestown 10 March
Garston 3 February
Great Bridge 17 February
Harpenden 23 February
Hatfield 1 March
Hull Holderness Rd 10 February
Kings Cross 3 February
Kirkby-in-Ashfield 7 February
Leagrave 15 February
Leatherhead 15 March
Maldon 15 February
Melksham 15 February
Muswell Hill 31 January
New Malden 14 February
Oxted 7 March
Penarth 9 February
Ponteland 8 February
Portsmouth North End 21 February
Prescot 28 February
Runcorn 1 March
Seaford 17 March
South Kensington 31 January
Southampton Hythe 7 February
St Marys Isle of Scilly 25 April
Sydenham 21 February
Tutbury 14 March
Windsor 8 March
Worthing George V Ave 2 February
Bristol Whiteladies 1 February
Christchurch 1 February
Consett 3 March
East Grinstead 14 March
Portsmouth North End 22 February
Sevenoaks 24 February
Tewkesbury 2 February